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The Lion’s Ledger

Bold Wisdom. Real Money. Generational Change.

From Debt to Discipline: What Financial Freedom Really Requires
Raymond Ihim Raymond Ihim

From Debt to Discipline: What Financial Freedom Really Requires

Debt is one of the most common obstacles to financial freedom, but it’s rarely just about numbers. True financial freedom requires discipline, strategy, and mindset. Many people focus on earning more without addressing their spending habits or debt structure, which keeps them trapped in cycles of stress and missed opportunity.

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The Real Cost of Side Hustles: How to Know If Yours Is Worth It
Raymond Ihim Raymond Ihim

The Real Cost of Side Hustles: How to Know If Yours Is Worth It

Side hustles promise extra income, flexibility, and even freedom. But not all side hustles are created equal. Many people jump in without calculating the real costs — time, energy, taxes, and opportunity — and end up exhausted or financially worse off.

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How to Recession-Proof Your Finances Before 2026 Hits
Raymond Ihim Raymond Ihim

How to Recession-Proof Your Finances Before 2026 Hits

Economic uncertainty is no longer a distant possibility — it’s a reality that affects everyone, from seasoned investors to first-time earners. Recessions don’t just happen to “other people.” They hit families, small business owners, and communities every year.

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How Do I Start Using QuickBooks Online for My Business? A Step-by-Step Guide for Entrepreneurs
Raymond Ihim Raymond Ihim

How Do I Start Using QuickBooks Online for My Business? A Step-by-Step Guide for Entrepreneurs

If you’ve been asking, “How do I start using QuickBooks Online for my business?”, you’re already taking one of the smartest steps an entrepreneur can take. At Lionhood Financial Coaching, we help small business owners build confidence in their numbers. QuickBooks Online is one of the best tools to make that possible — but only when it’s set up the right way.

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Can I Use Monarch Money for My Business? A Financial Coach’s Honest Take
Raymond Ihim Raymond Ihim

Can I Use Monarch Money for My Business? A Financial Coach’s Honest Take

Many entrepreneurs are asking, “Can I use Monarch Money for my business?” The short answer is yes — but with some important limitations. Monarch Money is a fantastic tool, but it’s not built for every financial need. Let’s explore what it can (and can’t) do for your business — and how to set up your systems the right way.

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Start Smart: 5 Financial Moves You Must Make Before the Holiday Spending Hits
Raymond Ihim Raymond Ihim

Start Smart: 5 Financial Moves You Must Make Before the Holiday Spending Hits

The holiday season is almost here — but you don’t have to wait for December to regain control of your money. Before the Black Friday deals, gift lists, and holiday expenses start stacking up, you can make 5 key financial moves today that will safeguard your budget, reduce stress, and set you up for real progress this year.

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Turning Your Home Into an Asset: Airbnb and Beyond
Raymond Ihim Raymond Ihim

Turning Your Home Into an Asset: Airbnb and Beyond

For most Americans, a home is their largest expense — not their greatest asset. Mortgage, taxes, maintenance, insurance — all take money out. But with the right strategy, your home can start paying you back.

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From Employee to Income Architect: Building the Mindset for Financial Independence
Raymond Ihim Raymond Ihim

From Employee to Income Architect: Building the Mindset for Financial Independence

Most people are trained to earn, not to build. They work hard, trade time for money, and hope retirement will finally bring rest. But in today’s economy, that plan is broken. To thrive in 2025 and beyond, you must think like an income architect — someone who designs streams of revenue intentionally, just as an architect designs a building.

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Automate Your Income: How to Make Money While You Sleep in 2025
Raymond Ihim Raymond Ihim

Automate Your Income: How to Make Money While You Sleep in 2025

Most people work for their money. The wealthy build systems that make money for them. In 2025, automation is not just a tech trend — it is a financial strategy. From online businesses to digital products and even bookkeeping systems, automation allows you to create consistent, recurring income without trading your time for every dollar.

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Small Business Side Hustles That Actually Work in 2025
Raymond Ihim Raymond Ihim

Small Business Side Hustles That Actually Work in 2025

There’s a reason small business ownership continues to grow across America — people are realizing they don’t need permission to prosper. Whether you are looking to escape paycheck pressure, supplement your retirement, or finally launch that dream venture, 2025 is one of the best times in history to start a small business from home.‍ ‍

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