Why You're Irrational With Money
Raymond Ihim Raymond Ihim

Why You're Irrational With Money

When it comes to your personal finances, a lot of us know what we should do and still find ourselves making bad financial decisions. When you understand why you make irrational decisions, you will check impulses and make more rational decisions in the future.

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How to Avoid Overdraft Fees
Raymond Ihim Raymond Ihim

How to Avoid Overdraft Fees

Most people have trouble avoiding overdraft fees. According to the Consumer Financial Protection Bureau, Americans pay over $17 billion each year in overdraft fees and nonsufficient funds fees combined due to overdraft fees and nonsufficient funds charges on their checking accounts. A financial coach at Lionhood Financial can prove to be an invaluable resource because overdraft fees are usually a result of poorly managed finances.

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You May Need to Rent Instead of Own (For Now)
Raymond Ihim Raymond Ihim

You May Need to Rent Instead of Own (For Now)

When it comes to where you live, homeownership is typically one of the signs you have achieved success and that's an incredible feeling. However, there are many benefits to renting that may prove to be invaluable. Renting might be the smarter choice!

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Tips To Improve Your Credit Score
Raymond Ihim Raymond Ihim

Tips To Improve Your Credit Score

We all know that it is important to maintain a good credit score, but sometimes we lose track. Here are a few things that you can do to improve your credit score.

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Why You Need A Budget, Now!
Raymond Ihim Raymond Ihim

Why You Need A Budget, Now!

Creating a budget is crucial if you want to move towards financial security. Many people don’t understand the importance of creating a budget or tend to get lazy; however, its benefits cannot be stressed enough. If you don't tell your money where to go, it will slip through your fingers each month.

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Money Habits You Need in 2021
Raymond Ihim Raymond Ihim

Money Habits You Need in 2021

2020 gave us unprecedented times where the entire world was forced to reevaluate how they were living. One aspect that naturally required a different perspective was how we manage our finances.

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