The Pay-Yourself-First Principle: The Wealth Strategy Every High Earner Must Master
Most people pay their bills and spend—then save what’s left. At Lionhood Financial Coaching, we flip the script and help you build wealth first, not last.
✅ You Make Money. But Is It Working for You?
High earners often fall into a trap: their income increases, but their savings and net worth stay flat. Why? Because they haven't learned how to pay themselves first.
At Lionhood Financial Coaching, we teach a simple but powerful truth: you are your most important bill. Before you pay your landlord, your car note, or your credit card company, you need to fund your future.
🧠 What Does "Pay Yourself First" Actually Mean?
Paying yourself first means automatically setting aside a portion of your income the moment it hits your account—before any other expenses are paid.
This includes:
Emergency fund contributions
Retirement and investment accounts
Savings for major life goals
Tithing and giving (for values-based clients)
At Lionhood, we help clients build this system into their cash flow using Monarch Money, ensuring it's automated and aligned with their personal goals.
⚠️ Why Most High Earners Fail at This
Most people intend to save or invest. But they do it backward.
They:
Pay bills
Spend impulsively
Save “whatever is left”
What’s left is usually nothing.
This is backward wealth building—and it leads to stress, frustration, and stagnation. Paying yourself first flips the order and creates freedom, not restriction.
🔄 How Lionhood Financial Coaching Sets You Up for Success
We help you build a pay-yourself-first system that’s simple, automated, and scalable.
Here’s how:
Cash Flow Clarity: We map your income and expenses with Monarch Money
Customized Targets: We identify the right percentages for saving, giving, and investing
Auto Allocation: We help automate transfers so you don’t have to think about it
Monthly Reviews: We adjust based on real life, not theory
This isn't about perfection. It's about consistent progress toward generational wealth.
💡 The Real Win: Freedom, Margin, and Impact
When you pay yourself first:
You stop living paycheck-to-paycheck—even at a high income
You build financial resilience
You move from reactive to proactive wealth building
You free up your future to give more, invest more, and live more
🚀 Ready to Put Your Wealth on Autopilot?
At Lionhood Financial Coaching, we help high-income professionals create financial systems that don’t just look good on paper—they actually work in real life.
Your future isn’t built by chance. It’s built by system.
Let us help you put first things first—and finally turn income into impact.