Millennials Are Wealthier But Still Anxious About Money

Even though many millennials now have more net worth than previous generations, financial anxiety remains high—especially for those carrying student debt, rising housing costs, or unstable income.


📈 Rising Wealth Doesn’t Equal Peace of Mind

As of early 2025, millennials outpace Gen X and baby boomers in age-adjusted net worth by 20% and 31% respectively.
Yet nearly half report only “somewhat healthy” finances and most feel anxious daily about money—even with higher balances.


❓Why the Disconnection Between Wealth and Confidence?

Phantom wealth: Assets tied up in homes or retirement accounts feel inaccessible.

Economic uncertainty: Inflation, geopolitical risks, and market volatility shake trust.

Behavioral stress: Many avoid checking balances or fall prey to finfluencers on TikTok and Reddit.


✝️ Biblical Anchor for Financial Restoration

“Without counsel plans fail, but with many advisers they succeed.” — Proverbs 15:22

You don’t have to navigate uncertainty alone. Wise counsel builds resilience and confidence.


🛠️ How Lionhood Financial Coaching Helps You Bridge the Gap

Clarify your true net worth by separating liquid and illiquid assets

Build systems to track and manage cash flow with real-world access

Automate savings, giving, and margin so income becomes intentional rather than emotional

Create a faith-centered strategy for financial anxiety and uncertainty


✅ Three Moves to Start Feeling More Secure Today

  1. Compare income to liquid access—how much is accessible now, not weeks away

  2. Set up a peace account—automate a small weekly deposit to cover 4–6 weeks of expenses

  3. Track stress signals—notice when anxiety rises and adjust spending or saving as needed


📞 Ready to Turn Wealth into Peace?

If your net worth is growing but your peace is not, coaching can change that. Lionhood helps Tulsa residents and remote clients align wealth with values, identity, and purpose.

👉 Schedule a free Discovery Session


🧭 Verse of the Week

“Commit your work to the Lord and your plans will be established.” — Proverbs 16:3


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